Opinion

  If you’re going to achieve your important financial goals, you’ll need to build an appropriate investment portfolio. But that’s only part of the story – because you also need to protect what you have, what you earn and what you’d like to leave behind. That’s why it’s a good idea to become...
estyle encompasses more than just eating the right foods and getting enough exercise.  Being a good steward of the environment and understanding the impact of food waste can help you make better decisions about how much food you grow, purchase and consume.  U.S. households waste approximately 76...
Life coaches – not surprisingly – strive to improve the quality of life of their clients. And financial professionals essentially embrace the same mission. So, if you decide to hire a financial advisor, you should expect to receive some “coaching” as you work toward all your important objectives,...
Fruits, Vegetables, and Milk all come by their sugars naturally. You shouldn’t feel shame in allowing yourself the pleasure of consuming these foods in their natural form.  Their fiber, minerals and antioxidants promote positive effects in the body.  The obesity epidemic we are currently facing isn...
  To say the financial markets were a bit bumpy in 2018 may be an understatement.  The S&P 500 was down 6.2 percent for the year, the first time this key index fell since 2008, during the financial crisis. So, what can you anticipate in 2019? And what investment moves should you make?   Let’s...
  The human body needs energy to perform even the smallest of daily tasks.  This comes in the form of calories we get from food.  One source of energy is through carbohydrates: sugars and starches.   Starches include starchy vegetables, grains, rice, breads and cereals.    The majority of the...
   Healthy Habits: The Importance of Self Care  Every time a plane takes off, a flight attendant carefully instructs all passengers of what to do in the event the plane loses cabin pressure.  They emphasize the importance of adults placing their own oxygen mask on first. This ensures enough air...
For many years, employees of companies that offered 401(k) plans only faced a couple of key decisions – how much to contribute and how to allocate their dollars among the various investment options in their plan. But in recent years, a third choice has emerged: the traditional versus Roth 401(k)....
Most of us associate the word “HEALTHY” with proper nutrition and adequate exercise.  For the most part, we cannot be healthy without this physicalcomponent.  There are two other components of health, mentaland social,which also largely impact why so many find it difficult to keep off weight for...
Healthy Habits: Activity Every Day   The body has a unique way of telling us exactly what it needs.  The need for physical activity is no exception.  Many people today find themselves tired, unsatisfied and overcome with stress and anxiety.  This is your body telling you it needs exercise....

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